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New Patents Change the Way Businesses Make Decisions

December 16, 2010 No Comments

SOURCE:  FICO

FICO (NYSE: FICO), the leading provider of analytics and decision management technology, today announced that it has been awarded 8 new patents by the U.S. Patent and Trademark Office, bringing its portfolio total to 100. The breakthroughs covered by these patents are behind FICO’s industry-leading solutions in credit scoring, credit account management, credit fraud management, insurance fraud management and other areas.

Since 1990, FICO’s commitment to research has increased the momentum of its analytics innovations. About one-quarter of the 100 patents were awarded to FICO in 2010 alone.

FICO’s patents span predictive analytics, fraud management, insurance fraud management, business rules and credit technology. They have resulted in the development of a number of products recognized as the leaders in their respective categories, including the following:

  • The FICO® Score — launched in 1989 and continually updated based on FICO’s advances in predictive analytics — is the world’s most used credit score, with more than 10 billion sold each year in 20 countries. The FICO Score is the standard measure of U.S. consumer credit risk, used by lenders, regulators, rating agencies and consumers.
  • FICO™ Falcon® Fraud Manager — based on neural network models and cardholder profiles, protects more than 2 billion bank cards worldwide, and has saved issuers more than $10 billion in the U.S. alone.
  • FICO™ Blaze Advisor® — business rules management system is an industry leader, and includes the most advanced commercially available inference engine, benchmarking more than 300% faster than competing systems.
  • FICO® TRIAD® Customer Manager — used to manage two-thirds of credit card accounts worldwide, and introduced the practice of champion/challenger strategy testing to credit account management.

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DATA and ANALYTICS , News

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