Specialty Lines Underwriting: Why aim for pro tability 50% of the time?

Underwriters are paid to balance pro tability with risk. Yet what they are required to do within the 24-48 hour turn-around time is collect data from various sources, enter and re-enter the data in various systems and then with the remaining minutes or hours, assess and price the risk. While this is true for underwriters, generally, it is particularly so for underwriters working with a wide range of complex or specialty risks.
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